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Karatbars International is an 8 years old company headquartered in Germany with banks and offices in Florida (USA), Hong Kong, Singapore, Dubai, Slovenia and Romania. It has over 700,000 affiliates in more than 140 countries. It’s mission is to help average people save part of their money in gold which is an appreciating asset instead of conventional fiat currencies (e.g. $, €, ₤) which have been consistently depreciating in value.

 

The constant increase in fraud and security issues have created big challenges to the current banking and financial system in terms of costs, security and reliability.  Also, the huge digital trend and increasing popularity of cryptocurrencies have created a need for their use to be integrated into the financial system.  In recognition of these needs and challenges, Karatbars has built an entirely new, less costly, more secure and reliable banking and financial ecosystem where gold, fiat currencies (e.g. $, €, ₤) and cryptocurrencies are freely exchangeable - thus providing the liquidity, convenience and transaction speed that is currently lacking.  Karatbars has also created its own unique cryptocurrency that is backed by gold and exchangeable for gold.

 

The diagram below shows the relationship among the various subsidiaries in the new banking and financial eco-system, KB Universe:
KBuniverse

HOW DOES IT WORK?

Karatbars Banking and Financial Ecosystem will have the following:

ITS OWN EXCHANGE

ITS OWN BANK

ITS OWN DYNAMIC BLOCKCHAIN (faster, more reliable & scalable)

ITS OWN CRYPTO-CURRENCY COIN (BACKED BY GOLD)

ITS OWN CRYPTO MERCHANT SERVICE

ITS OWN PAYMENT SYSTEM

ITS OWN GOLD MINES

ITS OWN SHOPPING NETWORK

ITS OWN VOBP (Voice-Over-Blockchain-Protocol) SMARTPHONE

Click on the above image for more information

Luxurious and Stylish - Innovative ground breaking design for people with a taste of elegance.

 

HIGHLIGHTS
Input: Satellite, Wifi, SIM
5 layers of security
Multiple phone numbers in a single device
Free global calling

This new financial ecosystem is generating multiple business opportunities and income streams for its affiliates around the globe in various sectors – namely its original gold savings account, cryptocurrency, merchant processing services, payment system (similar to Paypal) , VOBP smartphone (Voice Over Blockchain Protocol) and other services provided by its own blockchain network. It is truly unique in its ability to provide us with an extremely lucrative yet very safe opportunity to create residual income and wealth for our family. We look forward to working with you and helping you create a business that will support your financial goals.

Many people have attained their financial freedom with Karatbars!

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